How To Reduce Credit Card Interest Rates

Theoretically speaking the ideal way of getting reduced rate of interest is to have a good credit report. It goes to your advantage and gives you power to negotiate with the company, prompting them to issue cards carrying lower rates of interest. Other than that, a low interest credit card is offered to a chosen category of people from working class like military personnel and people having certain disabilities.

How to Get a Lower Interest Rate on Your Credit Card

Then, there are credit card companies offering special discounts to frequent fliers, and to people holding low interest business credit cards. On using your credit card for buying essentials like food and clothing, you are charged a very low, almost negligible APR.

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2 Responses to "How To Reduce Credit Card Interest Rates"

  1. I had always found it hard to lower the interest rate of your credit card. 0% is the best that you can do by paying it off each month.

  2. I have always heard that it was very hard to get the interest rate lowered on your account. I guess if you are always paying on time and have some leverage to work with, that would be the best option but that is about it, right?


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